
Tony Kinyua Mwangi
Managing Director
About Tony Kinyua Mwangi
Managing Director

Tony holds an M-Com in Finance and accounting, BCom Accounting and a Post diploma course in Computer Science, he also a certified Director at the Center of Corporate Governance [K], in addition to other management courses both in finance and strategic management. Tony has worked in various companies, and most recently Unaitas Sacco, where he worked in various capacities before his elevation as the Sacco CEO from the year 2004 till 2018. During his tenure in Unaitas, Tony is credited for having grown the institution in leaps and bounds for a period spanning over 19 years, becoming the biggest Sacco in Africa, in terms of membership, with over 30 branches, 500 bank agents and the economic transformation of over300,000 members countrywide. Tony brings fresh impetus to KKVL with the intention to impel it to become a differentiated financial institution of choice in the Kenyan financial landscape.

Lenard Njoroge
Head of Business Development
About Lenard Njorogei
Head of Business Development - Lenard Njoroge

Lenard is a seasoned microfinance professional with over thirteen (13) years’ experience in the fields of credit analysis and administration, business development, people management, finance, and operative management in the Microfinance sector in Kenya. He joined Karibu in 2015 and was pivotal in establishing the operations of the company. He has a proven performance track record and is passionate about empowering communities through the provision of innovative financial solutions. He holds a BBA in Accounting and Finance from the Methodist University and a Diploma in Management from the Technical University of Kenya.

Samuel G. Mbugua
Head of Business Channels & Applications
About Samuel G. Mbugua
Head of Business Channels & Applications - Samuel Gichuhi Mbugua

Mr. Samuel has a wealth of ICT professional experience spanning over 8 years in various organizations and joined Karibu in 2019 to help drive the Digitize and Innovate strategy agenda. He currently is the Head of Business applications and channels at Karibu. Samuel holds a BSC in Business Information Systems- [Data Warehousing] from Middlesex University London, a Diploma in Telecommunications engineering and currently pursuing an MBA in Management Information Systems with several professional ICT certifications.

Joel Agutu
Head Of Finance
About Joel Agutu
Head Of Finance - Joel Agutu/h3>

Joel Agutu is a versed finance professional with over seven (7) years post qualification experience in the financial sector. He holds a Bachelor of Science Degree in Agribusiness Management from Egerton University. He is a Certified Public Accountant of Kenya (CPAK), Certified Investment and Financial Analyst (CIFA) and a member of Institute of Certified Public Accountant of Kenya (ICPAK). He possesses technical expertise and experience in Financial Management and Reporting, Agribusiness, Financial Information Technology Management, Credit Control, Financial /Investment Analysis, Audit/ Risk and compliance Management. He joined Karibu in 2017 in its pursuit to enhance financial inclusion and deepening through provision of innovative financial solutions that exceed expectations.
Joel Agutu is a versed finance professional with over seven (7) years post qualification experience in the financial sector. He holds a Bachelor of Science Degree in Agribusiness Management from Egerton University. He is a Certified Public Accountant of Kenya (CPAK), Certified Investment and Financial Analyst (CIFA) and a member of Institute of Certified Public Accountant of Kenya (ICPAK). He possesses technical expertise and experience in Financial Management and Reporting, Agribusiness, Financial Information Technology Management, Credit Control, Financial /Investment Analysis, Audit/ Risk and compliance Management. He joined Karibu in 2017 in its pursuit to enhance financial inclusion and deepening through provision of innovative financial solutions that exceed expectations.

Mercy Gatuhu
Credit Administrator
About Mercy Gatuhu
Credit Administrator - Mercy Gatuhu

Mercy is a seasoned banker with over 14 years’ experience in the banking industry having worked for Equity bank, Sidian Bank and Taifa Sacco Society Limited in various capacities. She is an experienced professional in Business development, Credit risk analysis, Compliance and Debt management. She joined Karibu Kenya Ventures limited in May 2019 as Credit administrator. She is a Certified Public Accountant of Kenya, holds a Bachelor of Commerce (Finance Option) from the University of Nairobi .