SME Loans

We understand that every so often as your business grows, your business requires additional working capital to meet the growing demand. At Karibu, we are able to provide affordable, quick and reliable business financing to boost your business needs. Customers qualify a maximum loan facility of Ksh 5Million and enjoy a flexible repayment period of up to 24 months. This facility is secured by either land title deed or logbook. Talk to us today for tailor-made financing solutions. Biashara loan is designed as an enabler for clients prospecting for start-ups and boosting existing biashara working capital requirements, Karibu Biashara is one-stop solution that is purposed to meet your financial dreams and aspirations.


    a) For Individuals

    • Certified 12 months Bank and Mpesa statements
    • Passport photo, ID and KRA Pin Copy
    • 3 months latest payslips and letter of appointment for employed clients.
    • Copy of the logbook/title deed to be used as collateral.

    b) For SMEs and Corporate

    • All the above plus;
    • Copy of latest CR12
    • Company Registration/ certificate of incorporation
    • Latest 3 years audited reports
    • Memorandum and Articles of Association
    • Copy of Business Licenses and Permits.