The cart is empty



Karibu gives you access to fast and convenient loans via your M-Pesa. Use Karibukash to grow or restock your business, pay your bills and sort out emergencies.


  • The loan limit increases as you continue to borrow and service your loan on time.
  • Users have the option of inviting friends and family.
  • Instant cash on your M-Pesa.
  • Loan period of 30 days.
  • Available to Safaricom users only.


  • One must be invited by an existing user.
  • Duly registered Safaricom line in customer's name 


1. Receive an invite from an existing user or Karibukash Customer care.

2. Dial *243*44# via Safaricom line or download KaribuKash App from Google Playstore.

3. Type in your Name as per ID/Passport

4. Type in your ID number 

5. Select your Gender 1. Male 2. Female 

6. Select your Security Question ie . Where does your nearest sibling live?

7. Type in your date of birth (dd/mm/yyyy) eg 31/12/2012

8. Thank you for registering with KaribuKash. You will receive a confirmation text upon approval.


Karibukash Application Procedure

Stage 1

Download the App

Stage 2

Register by downloading the Application (link provided) or via USSD code

Stage 3

Register by downloading the Application (link provided) or via USSD code

Stage 4

Forward the Mpesa statement to or

Is this your type of Product?

If there’s at least one fact you didn’t know before, imagine the difference it might make.
It’s so difficult to go on when everything seems to be here, isn’t it?


Physical Address: Thika Bazaar 2nd floor - Pizza inn/ Chicken Inn building - opposite Equity Supreme (Thika Town)

Postal Address: P. O. Box 7432 - 01000, Thika, Kenya

Contact :+254709 571 000, Whatsapp : +254 718 177 005





Follow Us

We are Social