This is a solution designed to facilitate the financing of assets such as equipment, machinery, land and motor vehicles both for business and personal use.
Get 80% financing up to a maximum of Ksh 5 Million and enjoy a flexible repayment period of up to 24 months. Our interest rates are very competitive with no early settlements penalties. Optional insurance premium financing available on purchase of vehicles.
Bring your dreams of land ownership to reality, all you need is to identify a piece of land you desire and we buy it for you.
Own movable and immovable assets at an amazing deal that you truly deserve, the offer is accessible in a simple, fast, affordable and inflexible repayment terms.
• Up to 100% financing.
• Maximum loan of up to Kshs 5 Million.
• Insurance premium financing arrangement.
• Zero penalty on early repayment.

Requirements

a) For Individuals

• Certified 12 months Bank and Mpesa statements
• Passport photo, ID and KRA Pin Copy
• Pro-forma invoice or agreement from the asset seller
• 3 months latest pay slips and letter of appointment for employed clients.[ expunge]
• Copy of the logbook/title deed to be used as collateral.- copy of security documents

b) For SMEs and Corporate

• All the above plus;
• Copy of latest CR12
• Company Registration/ certificate of incorporation
• Latest 3 years audited reports
• Memorandum and Articles of Association
• Copy of Business Licenses and Permits.

Is your insurance up for renewal but you are low on cash? Worry no more, we got you covered. You can now access ALL your insurance needs through Karibu IPF, designed with a purpose to finance your insurance cover as you service the financing arrangement at flexible instalment.

Motor vehicle comprehensive cover with premium payments of Up to Ksh 500,000 and repay over a 12 months period. We have partnered with all major Insurance companies and are able to offer very competitive packages. Talk to us today.

• Flexible repayment terms.
• Competitive interest rate.
• Simple and Quick processing.

Requirements

• Capacity to service amount requested
• Post-dated Cheques

Do you have a personal development project that has hit a snag? Get your project off the ground with Karibu project loan a solution that has been packaged to finance ALL your projects. The offering has been customized to enable you complete your project hassle free and achieve your financial dreams and aspirations. Access financing up to Ksh 5Million with a flexible repayment period of up to 36 months.

Requirements

a) For Individuals

• Certified 12 months Bank and Mpesa statements
• Passport photo, ID and KRA Pin Copy
• 3 months latest payslips and letter of appointment for employed clients.
• Copy of the logbook/title deed to be used as collateral.

b) For SMEs and Corporates

• All the above plus;
• Copy of latest CR12
• Company Registration/ certificate of incorporation
• Latest 3 years audited reports
• Memorandum and Articles of Association
• Copy of Business Licenses and Permits.

• The group should have a minimum of 5 active member
• The group should be registered with social services.
• The members MUST be willing to co-guarantee each other.
• The group should have regular meetings.
• For investment groups, suitable collateral should be provided

Are you interested in growing your agribusiness venture? Karibu Kilimo is holistic financing to various agricultural value chains allowing our customers to increase production, Enable you Add value to your production and access to the market. Our financial solution cuts across horticulture, cash crop management and livestock farming. Our Karibu kilimo financing solution package includes agriculture produce safe storage, packaging, processing, distribution and marketing.

Customers can access loans of up to Ksh 5 Million and repay over a 24 months period. Farmers enjoy unique Crop and livestock Insurance with an optional grace period to match production cycles.

• Flexible repayment terms.
• Maximum of Kshs 5 Million.
• Crop & livestock insurance.

Requirements

For Individuals

• Certified 12 months Bank and Mpesa statements
• Passport photo, ID and KRA Pin Copy
• 3 months latest payslips and letter of appointment for employed clients.
• Copy of the logbook/title deed to be used as collateral.

For SMEs and Corporates

c) All the above plus;
d) Copy of latest CR12
e) Company Registration/ certificate of incorporation
f) Latest 3 years audited reports
g) Memorandum and Articles of Association
h) Copy of Business Licenses and Permits.