Check-off Loans

This loan facility is available to Individuals with regular monthly income from salary, milk and tea production.It is a special loan that is accessible to Employees of Companies that have a Check-Off arrangement with Karibu. Features;

  • The loan size is up to Kshs. 3,000,000.
  • Loan secured with logbook or Title deed.
  • Flexible loan repayment period of up to 36 months.
  • Fast processing.
  • Competitive interest rates.
  • No penalty on early payment.


    • A signed MOU with the employer or consumer organization should be in place
    • Must be in employment for a minimum period of 6 months
    • Letter from employer confirming terms of service.
    • Repayment of up to 36 months based on terms of service
    • Duly filled Loan Application Form.
    • Certified 6 months Bank or Sacco and Mpesa Statements.
    • Copy of ID and KRA PIN.
    • A Certified Letter of Appointment.