"I was able to obtain a quick loan from Karibu under very flexible conditions and at a lower interest rate. Their customer service is super and always ready to support my business. Thank you Karibu"

I opened my beauty salon to sell and care for products from Thika. I produce oils made by myself from my grandmother's recipes that she passed on to me when I was 12 years old. First, I started to work from home. Then, after having followed the training, I decided to open my salon. Six years ago, I took my first loan of 30,000/= with which I bought a machine to extract oil. In addition to not being forced to use my hands for this purpose, I gained productivity! I am very happy to be able to welcome the clients in this room and no longer at home in front of my children. With the last loan, I bought more materials in order to participate in the big agricultural show in Thika where I was able to present and sell my products. Karibu pushed me to attend and even funded my trips. They also allowed me to take training in marketing and financial management. My long-term vision is to buy a shop and offer more beauty care to my clients.

I opened my “Haja Kate Space” shop 3 years ago in a working-class district of Machakos. Thanks to the initial microcredit of 100,000 /=, I was able to buy fabrics and accessories. With the 2nd one, I moved into these premises and invested in 3 sewing machines. Today, I am on my 3rd loan of 25000/= to purchase wedding gifts, that are very sought after by my customers.  In Machakos, a wedding is a very important celebration and a bride wears at least 3 outfits over the course of the ceremony and so the sale and loan of dresses works quite well. For the past few months, I have even been able to employ Kawtar, a young apprentice, to help me with the customers! I dream of adding hairdressing to complete my wedding services offering!

Since 2012, I have a stand with my wife in Nairobi. She sells dried fruits, nuts, and colorful spices. In 2018, I borrowed my first loan in the amount of 550,000/=, which I renewed twice (for 100,000 and for 150,000 /=). Thanks to these loans, I was able to invest in the supply of my stand. My wife also wants to focus on organizing wedding ceremonies, so we recently added the offer of these products in our shop. The manager of Karibu gave us the credit, comes to see us regularly. He has become one of our usual customers! Renting a stand in the center of Nairobi is expensive. One day, we would like to open our own store.